About your licensed broker

Hi, I’m a licensed life insurance broker and the founder of Plans Over Coffee, an independent life insurance brokerage dedicated to helping families find coverage they can truly call their own, based on their needs and budget.

I work with clients over the phone to make the process simple, personal, and stress-free. I am currently licensed in Georgia, Louisiana, and Texas, and I specialize in final-expense coverage, as well as whole-life and term-life insurance policies.

As an independent broker, I compare rates across A-rated carriers to help ensure you receive the best available coverage for your age and health. The application process is simple, with instant decision options available on many plans.

Even if you’ve been turned down for coverage in the past, there are often still options available. While some plans may offer more limited coverage, having protection in place is an important step in securing peace of mind for you and your loved ones.

Outside of insurance, I enjoy a good cup of coffee and host a YouTube series called Coffee with Coletta, where I educate the community about the basics of life insurance in a simple and approachable way. 

There is no pressure and no obligation, just honest guidance and support. My goal is to be a trusted life insurance resource for you and your family, both now and in the future.